Overview
Dataset statistics
| Number of variables | 15 |
|---|---|
| Number of observations | 1500 |
| Missing cells | 220 |
| Missing cells (%) | 1.0% |
| Duplicate rows | 0 |
| Duplicate rows (%) | 0.0% |
| Total size in memory | 175.9 KiB |
| Average record size in memory | 120.1 B |
Variable types
| Numeric | 13 |
|---|---|
| Categorical | 2 |
avg_monthly_spend is highly overall correlated with debt_to_income | High correlation |
debt_to_income is highly overall correlated with avg_monthly_spend and 1 other fields | High correlation |
late_payment_count is highly overall correlated with payment_delay_ratio | High correlation |
monthly_income is highly overall correlated with debt_to_income | High correlation |
payment_delay_ratio is highly overall correlated with late_payment_count | High correlation |
repayment_issue is highly imbalanced (50.8%) | Imbalance |
monthly_income has 111 (7.4%) missing values | Missing |
employment_type has 109 (7.3%) missing values | Missing |
avg_monthly_spend has unique values | Unique |
credit_limit has unique values | Unique |
region_risk_score has unique values | Unique |
marketing_score has unique values | Unique |
cash_withdraw_ratio has 80 (5.3%) zeros | Zeros |
late_payment_count has 438 (29.2%) zeros | Zeros |
payment_delay_ratio has 438 (29.2%) zeros | Zeros |
Reproduction
| Analysis started | 2025-12-30 09:02:24.095910 |
|---|---|
| Analysis finished | 2025-12-30 09:02:39.719911 |
| Duration | 15.62 seconds |
| Software version | ydata-profiling vv4.18.0 |
| Download configuration | config.json |
Variables
monthly_income
Real number (ℝ)
High correlation Missing
| Distinct | 1389 |
|---|---|
| Distinct (%) | 100.0% |
| Missing | 111 |
| Missing (%) | 7.4% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 24312.409 |
| Minimum | 6023.9174 |
|---|---|
| Maximum | 102856.76 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 11.8 KiB |
Quantile statistics
| Minimum | 6023.9174 |
|---|---|
| 5-th percentile | 11940.711 |
| Q1 | 17140.737 |
| median | 22431.662 |
| Q3 | 28832.905 |
| 95-th percentile | 44377.032 |
| Maximum | 102856.76 |
| Range | 96832.84 |
| Interquartile range (IQR) | 11692.168 |
Descriptive statistics
| Standard deviation | 10266.223 |
|---|---|
| Coefficient of variation (CV) | 0.42226266 |
| Kurtosis | 3.8432056 |
| Mean | 24312.409 |
| Median Absolute Deviation (MAD) | 5737.1363 |
| Skewness | 1.4241627 |
| Sum | 33769937 |
| Variance | 1.0539533 × 108 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 26867.8494 | 1 | 0.1% |
| 17004.36388 | 1 | 0.1% |
| 31883.80479 | 1 | 0.1% |
| 27695.71848 | 1 | 0.1% |
| 17527.53591 | 1 | 0.1% |
| 28462.34158 | 1 | 0.1% |
| 45210.04659 | 1 | 0.1% |
| 19683.9701 | 1 | 0.1% |
| 14755.21703 | 1 | 0.1% |
| 16767.64307 | 1 | 0.1% |
| Other values (1379) | 1379 | |
| (Missing) | 111 | 7.4% |
| Value | Count | Frequency (%) |
| 6023.917439 | 1 | |
| 6915.343024 | 1 | |
| 7489.410308 | 1 | |
| 7628.23731 | 1 | |
| 7724.110568 | 1 | |
| 7813.303081 | 1 | |
| 7930.184227 | 1 | |
| 8105.010373 | 1 | |
| 8195.513914 | 1 | |
| 8353.603397 | 1 |
| Value | Count | Frequency (%) |
| 102856.7576 | 1 | |
| 75474.66556 | 1 | |
| 65386.27589 | 1 | |
| 63130.09183 | 1 | |
| 62359.62101 | 1 | |
| 61813.91223 | 1 | |
| 61657.1156 | 1 | |
| 61330.57753 | 1 | |
| 61284.34551 | 1 | |
| 60522.65098 | 1 |
avg_monthly_spend
Real number (ℝ)
High correlation Unique
| Distinct | 1500 |
|---|---|
| Distinct (%) | 100.0% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 14841.587 |
| Minimum | 3433.1021 |
|---|---|
| Maximum | 78182.957 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 11.8 KiB |
Quantile statistics
| Minimum | 3433.1021 |
|---|---|
| 5-th percentile | 6517.8947 |
| Q1 | 10037.315 |
| median | 13347.461 |
| Q3 | 18066.469 |
| 95-th percentile | 27664.739 |
| Maximum | 78182.957 |
| Range | 74749.855 |
| Interquartile range (IQR) | 8029.1543 |
Descriptive statistics
| Standard deviation | 7043.8681 |
|---|---|
| Coefficient of variation (CV) | 0.47460342 |
| Kurtosis | 7.8114719 |
| Mean | 14841.587 |
| Median Absolute Deviation (MAD) | 3857.1916 |
| Skewness | 1.8729649 |
| Sum | 22262381 |
| Variance | 49616078 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 18963.33173 | 1 | 0.1% |
| 11779.40474 | 1 | 0.1% |
| 50367.05106 | 1 | 0.1% |
| 9214.791664 | 1 | 0.1% |
| 8198.30138 | 1 | 0.1% |
| 10142.53727 | 1 | 0.1% |
| 11509.30627 | 1 | 0.1% |
| 20654.38857 | 1 | 0.1% |
| 17270.85795 | 1 | 0.1% |
| 15568.78275 | 1 | 0.1% |
| Other values (1490) | 1490 |
| Value | Count | Frequency (%) |
| 3433.102087 | 1 | |
| 3477.221426 | 1 | |
| 3557.541923 | 1 | |
| 3588.150912 | 1 | |
| 3668.294078 | 1 | |
| 3880.125668 | 1 | |
| 3958.203217 | 1 | |
| 4080.249908 | 1 | |
| 4138.562418 | 1 | |
| 4217.29773 | 1 |
| Value | Count | Frequency (%) |
| 78182.95749 | 1 | |
| 56212.72341 | 1 | |
| 54829.67495 | 1 | |
| 54147.29786 | 1 | |
| 51193.43352 | 1 | |
| 50367.05106 | 1 | |
| 46251.40022 | 1 | |
| 44885.27858 | 1 | |
| 43912.5092 | 1 | |
| 43449.59854 | 1 |
credit_limit
Real number (ℝ)
Unique
| Distinct | 1500 |
|---|---|
| Distinct (%) | 100.0% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 28205.613 |
| Minimum | 9389.325 |
|---|---|
| Maximum | 83707.39 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 11.8 KiB |
Quantile statistics
| Minimum | 9389.325 |
|---|---|
| 5-th percentile | 14362.831 |
| Q1 | 20795.99 |
| median | 26705.462 |
| Q3 | 33334.066 |
| 95-th percentile | 47632.179 |
| Maximum | 83707.39 |
| Range | 74318.065 |
| Interquartile range (IQR) | 12538.076 |
Descriptive statistics
| Standard deviation | 10185.057 |
|---|---|
| Coefficient of variation (CV) | 0.36110036 |
| Kurtosis | 1.5938151 |
| Mean | 28205.613 |
| Median Absolute Deviation (MAD) | 6240.9601 |
| Skewness | 0.98057075 |
| Sum | 42308419 |
| Variance | 1.0373538 × 108 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 13797.84024 | 1 | 0.1% |
| 24050.1321 | 1 | 0.1% |
| 10440.65845 | 1 | 0.1% |
| 33103.64069 | 1 | 0.1% |
| 16673.89452 | 1 | 0.1% |
| 31742.7814 | 1 | 0.1% |
| 27073.37104 | 1 | 0.1% |
| 26610.96902 | 1 | 0.1% |
| 19886.11917 | 1 | 0.1% |
| 30522.72484 | 1 | 0.1% |
| Other values (1490) | 1490 |
| Value | Count | Frequency (%) |
| 9389.324967 | 1 | |
| 9649.804726 | 1 | |
| 9725.962383 | 1 | |
| 9905.848983 | 1 | |
| 9959.901582 | 1 | |
| 9984.064398 | 1 | |
| 10440.65845 | 1 | |
| 10713.33442 | 1 | |
| 10817.30039 | 1 | |
| 11089.05506 | 1 |
| Value | Count | Frequency (%) |
| 83707.3896 | 1 | |
| 81082.29107 | 1 | |
| 73419.22266 | 1 | |
| 72050.96938 | 1 | |
| 64798.95742 | 1 | |
| 64203.7225 | 1 | |
| 61216.77458 | 1 | |
| 60597.82333 | 1 | |
| 60341.21737 | 1 | |
| 60250.94665 | 1 |
num_transactions
Real number (ℝ)
| Distinct | 35 |
|---|---|
| Distinct (%) | 2.3% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 34.986667 |
| Minimum | 18 |
|---|---|
| Maximum | 52 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 11.8 KiB |
Quantile statistics
| Minimum | 18 |
|---|---|
| 5-th percentile | 26 |
| Q1 | 31 |
| median | 35 |
| Q3 | 39 |
| 95-th percentile | 46 |
| Maximum | 52 |
| Range | 34 |
| Interquartile range (IQR) | 8 |
Descriptive statistics
| Standard deviation | 5.8076652 |
|---|---|
| Coefficient of variation (CV) | 0.16599653 |
| Kurtosis | -0.11366584 |
| Mean | 34.986667 |
| Median Absolute Deviation (MAD) | 4 |
| Skewness | 0.196153 |
| Sum | 52480 |
| Variance | 33.728975 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 35 | 116 | 7.7% |
| 33 | 106 | 7.1% |
| 36 | 103 | 6.9% |
| 34 | 99 | 6.6% |
| 38 | 93 | 6.2% |
| 31 | 89 | 5.9% |
| 37 | 88 | 5.9% |
| 32 | 88 | 5.9% |
| 30 | 80 | 5.3% |
| 29 | 67 | 4.5% |
| Other values (25) | 571 |
| Value | Count | Frequency (%) |
| 18 | 1 | 0.1% |
| 19 | 1 | 0.1% |
| 20 | 6 | 0.4% |
| 21 | 1 | 0.1% |
| 22 | 9 | 0.6% |
| 23 | 8 | 0.5% |
| 24 | 17 | 1.1% |
| 25 | 20 | |
| 26 | 29 | |
| 27 | 46 |
| Value | Count | Frequency (%) |
| 52 | 2 | 0.1% |
| 51 | 4 | 0.3% |
| 50 | 5 | 0.3% |
| 49 | 4 | 0.3% |
| 48 | 19 | |
| 47 | 16 | |
| 46 | 26 | |
| 45 | 23 | |
| 44 | 25 | |
| 43 | 38 |
account_tenure_months
Real number (ℝ)
| Distinct | 117 |
|---|---|
| Distinct (%) | 7.8% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 60.935333 |
| Minimum | 3 |
|---|---|
| Maximum | 119 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 11.8 KiB |
Quantile statistics
| Minimum | 3 |
|---|---|
| 5-th percentile | 8 |
| Q1 | 33 |
| median | 61 |
| Q3 | 88 |
| 95-th percentile | 113.05 |
| Maximum | 119 |
| Range | 116 |
| Interquartile range (IQR) | 55 |
Descriptive statistics
| Standard deviation | 33.313486 |
|---|---|
| Coefficient of variation (CV) | 0.54670228 |
| Kurtosis | -1.1577419 |
| Mean | 60.935333 |
| Median Absolute Deviation (MAD) | 28 |
| Skewness | -0.005390274 |
| Sum | 91403 |
| Variance | 1109.7883 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 83 | 26 | 1.7% |
| 50 | 25 | 1.7% |
| 59 | 21 | 1.4% |
| 15 | 20 | 1.3% |
| 92 | 19 | 1.3% |
| 88 | 19 | 1.3% |
| 93 | 18 | 1.2% |
| 26 | 18 | 1.2% |
| 49 | 18 | 1.2% |
| 68 | 17 | 1.1% |
| Other values (107) | 1299 |
| Value | Count | Frequency (%) |
| 3 | 10 | |
| 4 | 13 | |
| 5 | 14 | |
| 6 | 14 | |
| 7 | 14 | |
| 8 | 15 | |
| 9 | 10 | |
| 10 | 12 | |
| 11 | 14 | |
| 12 | 11 |
| Value | Count | Frequency (%) |
| 119 | 16 | |
| 118 | 10 | |
| 117 | 8 | |
| 116 | 14 | |
| 115 | 14 | |
| 114 | 13 | |
| 113 | 10 | |
| 112 | 16 | |
| 111 | 16 | |
| 110 | 8 |
cash_withdraw_ratio
Real number (ℝ)
Zeros
| Distinct | 1421 |
|---|---|
| Distinct (%) | 94.7% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 0.24784721 |
| Minimum | 0 |
|---|---|
| Maximum | 0.71133783 |
| Zeros | 80 |
| Zeros (%) | 5.3% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 11.8 KiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 0 |
| Q1 | 0.14466459 |
| median | 0.24554354 |
| Q3 | 0.34504999 |
| 95-th percentile | 0.48998373 |
| Maximum | 0.71133783 |
| Range | 0.71133783 |
| Interquartile range (IQR) | 0.2003854 |
Descriptive statistics
| Standard deviation | 0.14325287 |
|---|---|
| Coefficient of variation (CV) | 0.57798864 |
| Kurtosis | -0.44621981 |
| Mean | 0.24784721 |
| Median Absolute Deviation (MAD) | 0.10023439 |
| Skewness | 0.18599451 |
| Sum | 371.77081 |
| Variance | 0.020521384 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 80 | 5.3% |
| 0.2365759889 | 1 | 0.1% |
| 0.2975131176 | 1 | 0.1% |
| 0.197015826 | 1 | 0.1% |
| 0.2340718208 | 1 | 0.1% |
| 0.1878543413 | 1 | 0.1% |
| 0.2970300816 | 1 | 0.1% |
| 0.3177024677 | 1 | 0.1% |
| 0.2360145237 | 1 | 0.1% |
| 0.338356531 | 1 | 0.1% |
| Other values (1411) | 1411 |
| Value | Count | Frequency (%) |
| 0 | 80 | |
| 3.712153783 × 10-5 | 1 | 0.1% |
| 0.0008081876902 | 1 | 0.1% |
| 0.003142557299 | 1 | 0.1% |
| 0.003288873625 | 1 | 0.1% |
| 0.003646312691 | 1 | 0.1% |
| 0.003867240742 | 1 | 0.1% |
| 0.0038860703 | 1 | 0.1% |
| 0.004959748872 | 1 | 0.1% |
| 0.005450253317 | 1 | 0.1% |
| Value | Count | Frequency (%) |
| 0.7113378297 | 1 | |
| 0.707756698 | 1 | |
| 0.6829371206 | 1 | |
| 0.6685437432 | 1 | |
| 0.6608491192 | 1 | |
| 0.6455797299 | 1 | |
| 0.6303063622 | 1 | |
| 0.629687085 | 1 | |
| 0.6206870567 | 1 | |
| 0.6082670225 | 1 |
late_payment_count
Real number (ℝ)
High correlation Zeros
| Distinct | 8 |
|---|---|
| Distinct (%) | 0.5% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 1.2006667 |
| Minimum | 0 |
|---|---|
| Maximum | 7 |
| Zeros | 438 |
| Zeros (%) | 29.2% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 11.8 KiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 0 |
| Q1 | 0 |
| median | 1 |
| Q3 | 2 |
| 95-th percentile | 3 |
| Maximum | 7 |
| Range | 7 |
| Interquartile range (IQR) | 2 |
Descriptive statistics
| Standard deviation | 1.0972096 |
|---|---|
| Coefficient of variation (CV) | 0.91383361 |
| Kurtosis | 1.7864473 |
| Mean | 1.2006667 |
| Median Absolute Deviation (MAD) | 1 |
| Skewness | 1.0865422 |
| Sum | 1801 |
| Variance | 1.2038688 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 1 | 562 | |
| 0 | 438 | |
| 2 | 333 | |
| 3 | 120 | 8.0% |
| 4 | 29 | 1.9% |
| 5 | 12 | 0.8% |
| 6 | 5 | 0.3% |
| 7 | 1 | 0.1% |
| Value | Count | Frequency (%) |
| 0 | 438 | |
| 1 | 562 | |
| 2 | 333 | |
| 3 | 120 | 8.0% |
| 4 | 29 | 1.9% |
| 5 | 12 | 0.8% |
| 6 | 5 | 0.3% |
| 7 | 1 | 0.1% |
| Value | Count | Frequency (%) |
| 7 | 1 | 0.1% |
| 6 | 5 | 0.3% |
| 5 | 12 | 0.8% |
| 4 | 29 | 1.9% |
| 3 | 120 | 8.0% |
| 2 | 333 | |
| 1 | 562 | |
| 0 | 438 |
age
Real number (ℝ)
| Distinct | 50 |
|---|---|
| Distinct (%) | 3.3% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 44.360667 |
| Minimum | 20 |
|---|---|
| Maximum | 69 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 11.8 KiB |
Quantile statistics
| Minimum | 20 |
|---|---|
| 5-th percentile | 22 |
| Q1 | 31 |
| median | 44 |
| Q3 | 57 |
| 95-th percentile | 67 |
| Maximum | 69 |
| Range | 49 |
| Interquartile range (IQR) | 26 |
Descriptive statistics
| Standard deviation | 14.674495 |
|---|---|
| Coefficient of variation (CV) | 0.3307997 |
| Kurtosis | -1.2345379 |
| Mean | 44.360667 |
| Median Absolute Deviation (MAD) | 13 |
| Skewness | 0.013778836 |
| Sum | 66541 |
| Variance | 215.34081 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 29 | 45 | 3.0% |
| 25 | 41 | 2.7% |
| 22 | 38 | 2.5% |
| 67 | 38 | 2.5% |
| 55 | 37 | 2.5% |
| 44 | 36 | 2.4% |
| 36 | 36 | 2.4% |
| 66 | 35 | 2.3% |
| 27 | 35 | 2.3% |
| 28 | 35 | 2.3% |
| Other values (40) | 1124 |
| Value | Count | Frequency (%) |
| 20 | 32 | |
| 21 | 32 | |
| 22 | 38 | |
| 23 | 27 | |
| 24 | 23 | |
| 25 | 41 | |
| 26 | 23 | |
| 27 | 35 | |
| 28 | 35 | |
| 29 | 45 |
| Value | Count | Frequency (%) |
| 69 | 30 | |
| 68 | 29 | |
| 67 | 38 | |
| 66 | 35 | |
| 65 | 32 | |
| 64 | 30 | |
| 63 | 29 | |
| 62 | 17 | |
| 61 | 35 | |
| 60 | 35 |
region_risk_score
Real number (ℝ)
Unique
| Distinct | 1500 |
|---|---|
| Distinct (%) | 100.0% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 0.28121407 |
| Minimum | 0.0035843361 |
|---|---|
| Maximum | 0.83337276 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 11.8 KiB |
Quantile statistics
| Minimum | 0.0035843361 |
|---|---|
| 5-th percentile | 0.065057556 |
| Q1 | 0.15864474 |
| median | 0.26183109 |
| Q3 | 0.37598316 |
| 95-th percentile | 0.57940552 |
| Maximum | 0.83337276 |
| Range | 0.82978842 |
| Interquartile range (IQR) | 0.21733842 |
Descriptive statistics
| Standard deviation | 0.15536935 |
|---|---|
| Coefficient of variation (CV) | 0.55249492 |
| Kurtosis | -0.042978716 |
| Mean | 0.28121407 |
| Median Absolute Deviation (MAD) | 0.10887275 |
| Skewness | 0.61301408 |
| Sum | 421.82111 |
| Variance | 0.024139634 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0.1067958916 | 1 | 0.1% |
| 0.1815024311 | 1 | 0.1% |
| 0.4489984052 | 1 | 0.1% |
| 0.2083040706 | 1 | 0.1% |
| 0.1645988073 | 1 | 0.1% |
| 0.6080560599 | 1 | 0.1% |
| 0.203310276 | 1 | 0.1% |
| 0.3602224708 | 1 | 0.1% |
| 0.1869022847 | 1 | 0.1% |
| 0.3535198066 | 1 | 0.1% |
| Other values (1490) | 1490 |
| Value | Count | Frequency (%) |
| 0.003584336131 | 1 | |
| 0.01139151791 | 1 | |
| 0.01488679018 | 1 | |
| 0.01855919499 | 1 | |
| 0.02163618623 | 1 | |
| 0.02168629392 | 1 | |
| 0.02303628193 | 1 | |
| 0.02324441304 | 1 | |
| 0.02616933779 | 1 | |
| 0.02623306147 | 1 |
| Value | Count | Frequency (%) |
| 0.8333727588 | 1 | |
| 0.8022745394 | 1 | |
| 0.7877597798 | 1 | |
| 0.7822438181 | 1 | |
| 0.7639676025 | 1 | |
| 0.7478584402 | 1 | |
| 0.7367217342 | 1 | |
| 0.7269730308 | 1 | |
| 0.7174534729 | 1 | |
| 0.7152439282 | 1 |
marketing_score
Real number (ℝ)
Unique
| Distinct | 1500 |
|---|---|
| Distinct (%) | 100.0% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 50.105322 |
| Minimum | -7.8456299 |
|---|---|
| Maximum | 109.13497 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 1 |
| Negative (%) | 0.1% |
| Memory size | 11.8 KiB |
Quantile statistics
| Minimum | -7.8456299 |
|---|---|
| 5-th percentile | 26.140249 |
| Q1 | 39.994974 |
| median | 49.888985 |
| Q3 | 60.087796 |
| 95-th percentile | 75.661661 |
| Maximum | 109.13497 |
| Range | 116.9806 |
| Interquartile range (IQR) | 20.092822 |
Descriptive statistics
| Standard deviation | 14.907166 |
|---|---|
| Coefficient of variation (CV) | 0.29751661 |
| Kurtosis | 0.16625385 |
| Mean | 50.105322 |
| Median Absolute Deviation (MAD) | 10.037038 |
| Skewness | 0.12444713 |
| Sum | 75157.983 |
| Variance | 222.22358 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 59.59142063 | 1 | 0.1% |
| 15.66159104 | 1 | 0.1% |
| 47.25024737 | 1 | 0.1% |
| 54.48793433 | 1 | 0.1% |
| 39.11168624 | 1 | 0.1% |
| 63.02263219 | 1 | 0.1% |
| 58.26018984 | 1 | 0.1% |
| 52.64319058 | 1 | 0.1% |
| 58.12374398 | 1 | 0.1% |
| 60.69207207 | 1 | 0.1% |
| Other values (1490) | 1490 |
| Value | Count | Frequency (%) |
| -7.845629939 | 1 | |
| 5.35951289 | 1 | |
| 6.32675121 | 1 | |
| 8.877658558 | 1 | |
| 12.11058077 | 1 | |
| 12.11252471 | 1 | |
| 12.64577437 | 1 | |
| 12.71307632 | 1 | |
| 13.56331494 | 1 | |
| 13.63602694 | 1 |
| Value | Count | Frequency (%) |
| 109.1349652 | 1 | |
| 94.95797438 | 1 | |
| 94.07282101 | 1 | |
| 93.95480428 | 1 | |
| 92.70514383 | 1 | |
| 92.59434372 | 1 | |
| 91.78867871 | 1 | |
| 91.74852713 | 1 | |
| 90.60031911 | 1 | |
| 90.08235114 | 1 |
app_login_count
Real number (ℝ)
| Distinct | 30 |
|---|---|
| Distinct (%) | 2.0% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 19.79 |
| Minimum | 5 |
|---|---|
| Maximum | 37 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 11.8 KiB |
Quantile statistics
| Minimum | 5 |
|---|---|
| 5-th percentile | 13 |
| Q1 | 17 |
| median | 20 |
| Q3 | 23 |
| 95-th percentile | 27 |
| Maximum | 37 |
| Range | 32 |
| Interquartile range (IQR) | 6 |
Descriptive statistics
| Standard deviation | 4.3924286 |
|---|---|
| Coefficient of variation (CV) | 0.22195192 |
| Kurtosis | 0.27117781 |
| Mean | 19.79 |
| Median Absolute Deviation (MAD) | 3 |
| Skewness | 0.25541669 |
| Sum | 29685 |
| Variance | 19.293429 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 19 | 140 | 9.3% |
| 20 | 138 | 9.2% |
| 21 | 135 | 9.0% |
| 18 | 132 | 8.8% |
| 17 | 123 | 8.2% |
| 22 | 115 | 7.7% |
| 16 | 108 | 7.2% |
| 23 | 88 | 5.9% |
| 24 | 80 | 5.3% |
| 25 | 74 | 4.9% |
| Other values (20) | 367 |
| Value | Count | Frequency (%) |
| 5 | 1 | 0.1% |
| 8 | 3 | 0.2% |
| 9 | 5 | 0.3% |
| 10 | 8 | 0.5% |
| 11 | 17 | 1.1% |
| 12 | 28 | 1.9% |
| 13 | 46 | |
| 14 | 54 | |
| 15 | 68 | |
| 16 | 108 |
| Value | Count | Frequency (%) |
| 37 | 1 | 0.1% |
| 35 | 1 | 0.1% |
| 34 | 5 | 0.3% |
| 33 | 1 | 0.1% |
| 32 | 3 | 0.2% |
| 31 | 7 | 0.5% |
| 30 | 13 | |
| 29 | 16 | |
| 28 | 23 | |
| 27 | 32 |
employment_type
Categorical
Missing
| Distinct | 3 |
|---|---|
| Distinct (%) | 0.2% |
| Missing | 109 |
| Missing (%) | 7.3% |
| Memory size | 11.8 KiB |
| salaried | |
|---|---|
| self_employed | |
| other |
Length
| Max length | 13 |
|---|---|
| Median length | 8 |
| Mean length | 9.1430625 |
| Min length | 5 |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | self_employed |
|---|---|
| 2nd row | other |
| 3rd row | other |
| 4th row | self_employed |
| 5th row | salaried |
Common Values
| Value | Count | Frequency (%) |
| salaried | 777 | |
| self_employed | 429 | |
| other | 185 | 12.3% |
| (Missing) | 109 | 7.3% |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| salaried | 777 | |
| self_employed | 429 | |
| other | 185 | 13.3% |
Most occurring characters
| Value | Count | Frequency (%) |
| e | 2249 | |
| l | 1635 | |
| a | 1554 | |
| s | 1206 | |
| d | 1206 | |
| r | 962 | |
| i | 777 | 6.1% |
| o | 614 | 4.8% |
| f | 429 | 3.4% |
| _ | 429 | 3.4% |
| Other values (5) | 1657 |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 12718 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| e | 2249 | |
| l | 1635 | |
| a | 1554 | |
| s | 1206 | |
| d | 1206 | |
| r | 962 | |
| i | 777 | 6.1% |
| o | 614 | 4.8% |
| f | 429 | 3.4% |
| _ | 429 | 3.4% |
| Other values (5) | 1657 |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 12718 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| e | 2249 | |
| l | 1635 | |
| a | 1554 | |
| s | 1206 | |
| d | 1206 | |
| r | 962 | |
| i | 777 | 6.1% |
| o | 614 | 4.8% |
| f | 429 | 3.4% |
| _ | 429 | 3.4% |
| Other values (5) | 1657 |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 12718 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| e | 2249 | |
| l | 1635 | |
| a | 1554 | |
| s | 1206 | |
| d | 1206 | |
| r | 962 | |
| i | 777 | 6.1% |
| o | 614 | 4.8% |
| f | 429 | 3.4% |
| _ | 429 | 3.4% |
| Other values (5) | 1657 |
debt_to_income
Real number (ℝ)
High correlation
| Distinct | 1468 |
|---|---|
| Distinct (%) | 97.9% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 0.69892475 |
| Minimum | 0.083774151 |
|---|---|
| Maximum | 2 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 11.8 KiB |
Quantile statistics
| Minimum | 0.083774151 |
|---|---|
| 5-th percentile | 0.23361939 |
| Q1 | 0.41056505 |
| median | 0.60434265 |
| Q3 | 0.88109814 |
| 95-th percentile | 1.5450082 |
| Maximum | 2 |
| Range | 1.9162258 |
| Interquartile range (IQR) | 0.47053309 |
Descriptive statistics
| Standard deviation | 0.40634102 |
|---|---|
| Coefficient of variation (CV) | 0.58138022 |
| Kurtosis | 1.5134801 |
| Mean | 0.69892475 |
| Median Absolute Deviation (MAD) | 0.22788628 |
| Skewness | 1.2737035 |
| Sum | 1048.3871 |
| Variance | 0.16511303 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 2 | 33 | 2.2% |
| 0.7058001347 | 1 | 0.1% |
| 1.087780029 | 1 | 0.1% |
| 1.5984193 | 1 | 0.1% |
| 0.357425299 | 1 | 0.1% |
| 0.281504439 | 1 | 0.1% |
| 0.596466727 | 1 | 0.1% |
| 0.5102058943 | 1 | 0.1% |
| 0.6478018762 | 1 | 0.1% |
| 0.4479980829 | 1 | 0.1% |
| Other values (1458) | 1458 |
| Value | Count | Frequency (%) |
| 0.08377415069 | 1 | |
| 0.0870251108 | 1 | |
| 0.1091552515 | 1 | |
| 0.110574507 | 1 | |
| 0.1184258373 | 1 | |
| 0.1228958457 | 1 | |
| 0.1235495517 | 1 | |
| 0.1248606711 | 1 | |
| 0.125011784 | 1 | |
| 0.1304573418 | 1 |
| Value | Count | Frequency (%) |
| 2 | 33 | |
| 1.988009353 | 1 | 0.1% |
| 1.973925015 | 1 | 0.1% |
| 1.969887178 | 1 | 0.1% |
| 1.954152942 | 1 | 0.1% |
| 1.944022165 | 1 | 0.1% |
| 1.936870137 | 1 | 0.1% |
| 1.922683435 | 1 | 0.1% |
| 1.913247892 | 1 | 0.1% |
| 1.895202502 | 1 | 0.1% |
payment_delay_ratio
Real number (ℝ)
High correlation Zeros
| Distinct | 108 |
|---|---|
| Distinct (%) | 7.2% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 0.034366023 |
| Minimum | 0 |
|---|---|
| Maximum | 0.26086957 |
| Zeros | 438 |
| Zeros (%) | 29.2% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 11.8 KiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 0 |
| Q1 | 0 |
| median | 0.028571429 |
| Q3 | 0.054054054 |
| 95-th percentile | 0.095238095 |
| Maximum | 0.26086957 |
| Range | 0.26086957 |
| Interquartile range (IQR) | 0.054054054 |
Descriptive statistics
| Standard deviation | 0.032899888 |
|---|---|
| Coefficient of variation (CV) | 0.95733765 |
| Kurtosis | 3.5676985 |
| Mean | 0.034366023 |
| Median Absolute Deviation (MAD) | 0.028571429 |
| Skewness | 1.3932259 |
| Sum | 51.549034 |
| Variance | 0.0010824026 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 438 | |
| 0.02941176471 | 45 | 3.0% |
| 0.02777777778 | 41 | 2.7% |
| 0.02702702703 | 41 | 2.7% |
| 0.03125 | 35 | 2.3% |
| 0.02564102564 | 34 | 2.3% |
| 0.03225806452 | 31 | 2.1% |
| 0.03333333333 | 30 | 2.0% |
| 0.02631578947 | 29 | 1.9% |
| 0.025 | 28 | 1.9% |
| Other values (98) | 748 |
| Value | Count | Frequency (%) |
| 0 | 438 | |
| 0.01886792453 | 1 | 0.1% |
| 0.01923076923 | 1 | 0.1% |
| 0.01960784314 | 3 | 0.2% |
| 0.02 | 1 | 0.1% |
| 0.02040816327 | 6 | 0.4% |
| 0.02083333333 | 7 | 0.5% |
| 0.02127659574 | 9 | 0.6% |
| 0.02173913043 | 15 | 1.0% |
| 0.02222222222 | 14 | 0.9% |
| Value | Count | Frequency (%) |
| 0.2608695652 | 1 | |
| 0.2105263158 | 1 | |
| 0.2068965517 | 1 | |
| 0.1923076923 | 1 | |
| 0.1842105263 | 1 | |
| 0.1724137931 | 1 | |
| 0.1666666667 | 1 | |
| 0.1612903226 | 2 | |
| 0.1578947368 | 1 | |
| 0.1463414634 | 1 |
repayment_issue
Categorical
Imbalance
| Distinct | 2 |
|---|---|
| Distinct (%) | 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 11.8 KiB |
| 1 | |
|---|---|
| 0 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 1 |
|---|---|
| 2nd row | 1 |
| 3rd row | 1 |
| 4th row | 1 |
| 5th row | 1 |
Common Values
| Value | Count | Frequency (%) |
| 1 | 1339 | |
| 0 | 161 | 10.7% |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| 1 | 1339 | |
| 0 | 161 | 10.7% |
Most occurring characters
| Value | Count | Frequency (%) |
| 1 | 1339 | |
| 0 | 161 | 10.7% |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 1500 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| 1 | 1339 | |
| 0 | 161 | 10.7% |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 1500 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| 1 | 1339 | |
| 0 | 161 | 10.7% |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 1500 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| 1 | 1339 | |
| 0 | 161 | 10.7% |
Interactions
Correlations
| account_tenure_months | age | app_login_count | avg_monthly_spend | cash_withdraw_ratio | credit_limit | debt_to_income | employment_type | late_payment_count | marketing_score | monthly_income | num_transactions | payment_delay_ratio | region_risk_score | repayment_issue | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| account_tenure_months | 1.000 | 0.005 | -0.001 | 0.007 | 0.002 | 0.016 | 0.001 | 0.000 | -0.039 | 0.008 | 0.005 | -0.018 | -0.038 | -0.013 | 0.050 |
| age | 0.005 | 1.000 | 0.022 | -0.001 | -0.020 | -0.005 | 0.022 | 0.000 | -0.001 | 0.034 | -0.029 | -0.038 | 0.008 | -0.012 | 0.054 |
| app_login_count | -0.001 | 0.022 | 1.000 | 0.040 | -0.023 | -0.023 | 0.055 | 0.077 | 0.009 | 0.011 | -0.040 | 0.007 | 0.014 | 0.010 | 0.087 |
| avg_monthly_spend | 0.007 | -0.001 | 0.040 | 1.000 | 0.015 | -0.009 | 0.715 | 0.037 | 0.003 | 0.008 | 0.033 | -0.019 | 0.015 | -0.040 | 0.221 |
| cash_withdraw_ratio | 0.002 | -0.020 | -0.023 | 0.015 | 1.000 | -0.029 | 0.006 | 0.000 | 0.028 | -0.018 | 0.001 | 0.012 | 0.024 | 0.036 | 0.000 |
| credit_limit | 0.016 | -0.005 | -0.023 | -0.009 | -0.029 | 1.000 | 0.018 | 0.000 | -0.036 | 0.029 | -0.028 | 0.004 | -0.042 | -0.031 | 0.000 |
| debt_to_income | 0.001 | 0.022 | 0.055 | 0.715 | 0.006 | 0.018 | 1.000 | 0.000 | 0.035 | 0.037 | -0.638 | -0.021 | 0.043 | -0.033 | 0.393 |
| employment_type | 0.000 | 0.000 | 0.077 | 0.037 | 0.000 | 0.000 | 0.000 | 1.000 | 0.066 | 0.000 | 0.000 | 0.049 | 0.065 | 0.000 | 0.000 |
| late_payment_count | -0.039 | -0.001 | 0.009 | 0.003 | 0.028 | -0.036 | 0.035 | 0.066 | 1.000 | -0.033 | -0.045 | -0.006 | 0.965 | -0.002 | 0.099 |
| marketing_score | 0.008 | 0.034 | 0.011 | 0.008 | -0.018 | 0.029 | 0.037 | 0.000 | -0.033 | 1.000 | -0.041 | 0.012 | -0.032 | 0.011 | 0.089 |
| monthly_income | 0.005 | -0.029 | -0.040 | 0.033 | 0.001 | -0.028 | -0.638 | 0.000 | -0.045 | -0.041 | 1.000 | 0.003 | -0.039 | 0.019 | 0.223 |
| num_transactions | -0.018 | -0.038 | 0.007 | -0.019 | 0.012 | 0.004 | -0.021 | 0.049 | -0.006 | 0.012 | 0.003 | 1.000 | -0.216 | -0.030 | 0.000 |
| payment_delay_ratio | -0.038 | 0.008 | 0.014 | 0.015 | 0.024 | -0.042 | 0.043 | 0.065 | 0.965 | -0.032 | -0.039 | -0.216 | 1.000 | 0.001 | 0.081 |
| region_risk_score | -0.013 | -0.012 | 0.010 | -0.040 | 0.036 | -0.031 | -0.033 | 0.000 | -0.002 | 0.011 | 0.019 | -0.030 | 0.001 | 1.000 | 0.000 |
| repayment_issue | 0.050 | 0.054 | 0.087 | 0.221 | 0.000 | 0.000 | 0.393 | 0.000 | 0.099 | 0.089 | 0.223 | 0.000 | 0.081 | 0.000 | 1.000 |
Missing values
Sample
| monthly_income | avg_monthly_spend | credit_limit | num_transactions | account_tenure_months | cash_withdraw_ratio | late_payment_count | age | region_risk_score | marketing_score | app_login_count | employment_type | debt_to_income | payment_delay_ratio | repayment_issue | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0 | 26867.849400 | 18963.331725 | 13797.840243 | 31 | 114 | 0.236576 | 2 | 60 | 0.106796 | 59.591421 | 24 | self_employed | 0.705800 | 0.062500 | 1 |
| 1 | 20841.350135 | 10425.045672 | 19907.767202 | 36 | 64 | 0.028460 | 0 | 20 | 0.086290 | 63.392608 | 16 | other | 0.500210 | 0.000000 | 1 |
| 2 | 28540.385984 | 9244.744459 | 23277.396544 | 45 | 50 | 0.330158 | 0 | 24 | 0.438799 | 62.237803 | 31 | other | 0.323918 | 0.000000 | 1 |
| 3 | 40506.265408 | 13339.455402 | 52088.041939 | 44 | 12 | 0.000000 | 3 | 60 | 0.290462 | 53.793908 | 20 | self_employed | 0.329318 | 0.066667 | 1 |
| 4 | 20057.103316 | 12374.793741 | 32688.989694 | 34 | 107 | 0.414542 | 2 | 39 | 0.238047 | 56.238840 | 12 | salaried | 0.616978 | 0.057143 | 1 |
| 5 | 20057.235034 | 10894.870682 | 16858.014334 | 38 | 38 | 0.466229 | 1 | 24 | 0.058690 | 33.638694 | 10 | salaried | 0.543189 | 0.025641 | 1 |
| 6 | 41426.875928 | 18276.554661 | 31892.071045 | 29 | 31 | 0.602888 | 0 | 55 | 0.098694 | 38.734598 | 18 | self_employed | 0.441176 | 0.000000 | 1 |
| 7 | 29940.695625 | 20535.027054 | 15653.402804 | 26 | 80 | 0.013851 | 0 | 48 | 0.198667 | 63.431903 | 20 | salaried | 0.685857 | 0.000000 | 1 |
| 8 | 18255.291198 | 13901.931952 | 39298.509419 | 26 | 6 | 0.044365 | 2 | 67 | 0.401754 | 62.558142 | 20 | salaried | 0.761529 | 0.074074 | 1 |
| 9 | 27365.107103 | 25974.966765 | 22813.468674 | 41 | 46 | 0.353901 | 3 | 53 | 0.154885 | 60.856991 | 30 | salaried | 0.949200 | 0.071429 | 1 |
| monthly_income | avg_monthly_spend | credit_limit | num_transactions | account_tenure_months | cash_withdraw_ratio | late_payment_count | age | region_risk_score | marketing_score | app_login_count | employment_type | debt_to_income | payment_delay_ratio | repayment_issue | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1490 | 17663.519414 | 26433.233043 | 30896.473955 | 34 | 102 | 0.205836 | 1 | 41 | 0.108104 | 39.420075 | 20 | salaried | 1.496487 | 0.028571 | 1 |
| 1491 | 61284.345510 | 17517.457677 | 19242.003787 | 38 | 83 | 0.241899 | 1 | 41 | 0.279823 | 79.532883 | 31 | NaN | 0.285839 | 0.025641 | 1 |
| 1492 | 17576.199427 | 13799.899487 | 21888.873318 | 41 | 84 | 0.325687 | 0 | 34 | 0.150135 | 40.274654 | 20 | NaN | 0.785147 | 0.000000 | 1 |
| 1493 | 23713.991730 | 12142.973437 | 22913.384101 | 31 | 118 | 0.373072 | 1 | 36 | 0.231589 | 24.983248 | 19 | self_employed | 0.512059 | 0.031250 | 0 |
| 1494 | 40816.593495 | 8704.859335 | 36309.905728 | 28 | 25 | 0.187921 | 2 | 64 | 0.417887 | 62.902762 | 22 | salaried | 0.213268 | 0.068966 | 1 |
| 1495 | 49140.418143 | 13833.745791 | 48391.622106 | 31 | 100 | 0.237539 | 1 | 47 | 0.411764 | 48.277744 | 20 | salaried | 0.281515 | 0.031250 | 1 |
| 1496 | 50241.739817 | 15002.747696 | 20296.218906 | 38 | 74 | 0.136192 | 2 | 41 | 0.329772 | 45.454373 | 19 | self_employed | 0.298611 | 0.051282 | 1 |
| 1497 | 35715.730188 | 7640.419133 | 39218.225370 | 39 | 15 | 0.263086 | 1 | 40 | 0.135268 | 41.816693 | 17 | other | 0.213923 | 0.025000 | 0 |
| 1498 | 33177.426877 | 15527.677998 | 12589.430652 | 31 | 25 | 0.395276 | 2 | 61 | 0.337085 | 78.075719 | 14 | self_employed | 0.468019 | 0.062500 | 1 |
| 1499 | 27917.549368 | 12458.188892 | 17712.638612 | 33 | 59 | 0.265171 | 1 | 36 | 0.153340 | 55.318854 | 20 | self_employed | 0.446249 | 0.029412 | 1 |